Singularity Finance

Singularity Finance — a reference card for a crypto project: what the product does and how verifiable the project’s key claims are; also — alignment with the Decentralized AI thesis (DecAI Fit).

Singularity Finance — an AI/Other | Infra project on the Ethereum network, token (symbol: SFI).

Disclaimer

Important: this page is a reference overview of the project. Within DecAIHub, we separately record a verification based on open sources within the AI thesis (what is real AI/onchain/why a token, and which sources this is based on).
This is not financial advice and not a recommendation to buy/sell/hold any asset. We do not assess price, returns, or entry/exit timing.
Conclusions are based on publicly available materials found as of the verification date. The absence of confirmation does not imply the absence of the technology.

TL;DR (for readers who are not into AI)

What it is: a project that describes a Layer‑2 blockchain focused on the “AI economy”, with tokenomics/a role for the SFI token.
Who it’s for: users and developers who use the L2 (transactions/smart contracts/dApps) and node/staking participants (per the project’s description).
Why onchain/token: per Tier‑1, the SFI token is used for network fees (transactions/smart contracts), staking/nodes and governance.

How it works (very briefly)

The user does: sends transactions/executes smart contracts and/or runs dApps on the L2 infrastructure (as described in the documentation).
The system does: processes the operations and charges network fees.
The user gets: execution of transactions/smart contracts on the L2 (per the project’s claim).
Where the blockchain is: the L2 network (described in Tier‑1) + the onchain SFI token (ERC‑20) on Ethereum.
Token role: Tier‑1 describes SFI as the unit of account for network fees, staking/nodes and governance.

Quick links: AI thesis fit

Project passport

Field	Value
Project name	Singularity Finance
Also known as (aliases)	SFI
Logo (logo)	../assets/673_singularity-finance_logo.svg
Token symbol (ticker)	SFI
Category	AI/Other \| Infra
Primary chain (chain)	Ethereum
Type	EVM
Network status	mainnet
Consensus (consensus)	PoS (Ethereum)
Launch date (launch_date)	2025-02-06
Project status (status)	active
Token (standard)	ERC-20
Token contract	0x7636d8722fdf7cd34232a915e48e96aa3eb386bf
Token model (token_type)	utility (payments + staking + governance)
Max supply	500 000 000 SFI (after the additional mint)
Issuance	burn (40% net fees)
Tokenomics (tokenomics, brief)	Tier‑1: SFI is used for network fees; 40% of net fees is burned, 60% goes to the incentives pool (nodes/delegators).
Governance	token governance (described as voting by SFI holders)
Admins/keys	—
Audit	—
Bug bounty	—
Team (team)	—
Funding (investors/funding)	—
AI component (ai_component)	AI economy + L2 infrastructure
Use‑case (use_case)	L2 network for transactions/dApps + asset tokenization
DecAI Fit — AI thesis fit	3/6 — medium alignment with the Decentralized AI thesis
DecAI Fit component summary	ai_score 1 / onchain_score 2 / token_score 3 / evidence_score 2
Last verified	2026-02-11

Links (links_*)

Type	Link
Website	https://singularityfinance.ai
Docs	https://docs.singularityfinance.ai/
GitHub	https://github.com/Singularity-DAO
Releases / Changelog	—
Whitepaper	https://docs.singularityfinance.ai/
Roadmap	https://docs.singularityfinance.ai/tokenomics-and-utility/roadmap
Security advisories	—
Explorer	https://etherscan.io/token/0x7636d8722fdf7cd34232a915e48e96aa3eb386bf
App / Demo	—
X	https://twitter.com/Singularity_Fi
Discord	—
Telegram	https://t.me/Singularity_Fi
Medium	—
Audit report(s)	—
Bug bounty	—
CoinGecko (profile, reference)	https://www.coingecko.com/en/coins/singularity-finance
CoinMarketCap (profile, reference)	https://coinmarketcap.com/currencies/singularity-finance/

General project overview

Singularity Finance is a new entity formed by the merger of three projects: SingularityDAO, Cogito Finance and SelfKey; their tokens convert into SFI (SDAO 1:1, CGV 1:0.14122, 800 KEY = 1 SFI), and the first migration phase started on 2025-02-06. In the Tier‑1 documentation, Singularity Finance describes a “Layer‑2 blockchain network” and positions itself as infrastructure for the “AI economy”. At the same time, Tier‑1 confirmation of a specific working AI component (a model/agents/inference as part of the product/protocol) was not found — therefore AI is recorded at the intent level (AI_0=1).

Features/modules

L2 network: transactions and execution of smart contracts (per the description).
Asset tokenization: described as an operation with a launch fee in SFI (per Tier‑1).
Nodes/staking/delegation: described as network security mechanisms (per Tier‑1).
Governance: described as voting by SFI holders on upgrades/incentive distribution (per Tier‑1).

Typical scenarios

Scenario 1: a user performs operations on the L2 → pays network fees in SFI.
Scenario 2: a participant stakes SFI → participates in node operation/network security (or delegates).
Scenario 3: an SFI holder votes on upgrades/incentives (as described in the documentation).

Getting started (wallet/network)

What you need: an EVM wallet and access to the project’s instructions/endpoints.
Network/chain: Ethereum (the SFI token); the L2 network is described in the documentation (connection details are not established in this card).
Fees: network fees in SFI (per the Tier‑1 description of the token utility).

Architecture/tech (non‑AI)

Components: the L2 network (nodes/staking), the SFI token, dApps/protocols on the infrastructure (per the description).
Participant roles: users, dApp/protocol developers, node operator, delegator.
Where logic runs: onchain (L2) — transactions/contracts/fees; offchain — not established.
Dependencies: Ethereum as the base network (not detailed in this card).

Token/economics (expanded, no forecasts)

Token utility: network fees (transactions/smart contracts), asset tokenization fees, dApp/protocol operations (per Tier‑1).
Protocol necessity drivers: the token utility is described in Tier‑1 as part of the network’s operation (fees/nodes/governance).
Who pays fees: users and dApp/protocol developers/operators (per Tier‑1).
Where fees go: 40% of net fees is burned; 60% is directed to the incentives pool (per Tier‑1).
Issuance/burn: 40% net fees burn (a deflationary component).
Security/incentive mechanisms: staking/nodes + rewards from the incentives pool.
Distribution and token issuance schedule: Tier‑1: initial supply 241,215,846 SFI (token merge) + additional mint 258,784,154 → total supply 500,000,000; distribution/vesting — in the documentation (see Evidence/links_*).
Treasury: the distribution of the incentives pool is managed by governance (per Tier‑1).

Governance

Who makes decisions: SFI holders (governance rights per the Tier‑1 description).
How protocol parameters change: voting on upgrades/allocation of incentives (per Tier‑1).
Where decisions are discussed/made: — (not established per Tier‑1).
Keys/multisig: — (not established).

Security and incidents

Audits: —.
Bug bounty: —.
Incidents: — (not found per Tier‑1).
Threat model: in this card there are no Tier-1 addresses of the L2 network/contracts and no audits; the AI part is described as an “AI economy” without a confirmed AI component.

Project status and timeline

Current status: active (there is documentation and a token).
Key releases/milestones: 2024-10-15 — announcement of the merger of SingularityDAO, Cogito Finance and SelfKey and publication of the litepaper; 2024-12-09…13 — the SDAO holder vote on the merger terms (no vote was required for Cogito); 2025-02-06 — start of the first phase of the migration into SFI: SDAO 1:1, CGV 1:0.14122, 800 KEY = 1 SFI (the ratios are based on the 200‑day moving average up to 2024-11-26; the KEY conversion window is 90 days from the SFI launch, on Ethereum only).
Roadmap: see links_*.

Ecosystem/integrations

Integrations: — (not established).
Partners: — (not established).
Where it’s actually used: — (not established).

AI component of the project

What is real AI here? Per Tier‑1 sources, AI is recorded as intent/positioning around the “AI economy”; Tier‑1 proof of a specific working AI component was not found.
What is truly onchain? the L2 network (transactions/smart contracts) is described, and the onchain SFI token (ERC‑20 on Ethereum).
Why is a token needed? Tier‑1 describes SFI as the token for fees, staking/nodes and governance.
Red flags (based on the information found): the risk of AI‑washing (AI is claimed as an “economy”, but without proof of an AI component); the absence in this card of Tier‑1 L2 addresses/contracts and public audits.

DecAI Fit component summary

DecAI Fit: 3/6 — medium alignment with the Decentralized AI thesis

Component	Level	Score
AI reality	low	1
Onchain necessity	medium	2
Token necessity	high	3
Evidence	Tier‑1 present	2

Details

AI reality

AI_0 — AI intent (Tier‑1 roadmap) (1/0)

AI_0 (decision): 1
Claim (one line): The project positions the L2 as infrastructure for the “AI economy”.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): This records AI intent, but does not prove a working AI component (AI_1..AI_4 remain 0).
Conflict note (if any): —

AI_1 — what the AI does (1/0)

AI_1 (decision): 0
Claim (one line): No Tier‑1 description of a specific AI feature/module (a model/agent/inference) was found.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): Only positioning around the “AI economy” is available, without a description of “what exactly the AI does”.
Conflict note (if any): —

AI_2 — demos/examples (1/0)

AI_2 (decision): 0
Claim (one line): No demos/examples of the AI component in operation were found (an AI component is not established).
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): 1 requires a specific demo surface.
Conflict note (if any): —

AI_3 — metrics/quality (1/0)

AI_3 (decision): 0
Metrics: —
Context (version/date/how measured): —
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): No Tier‑1 quality metrics of the AI part were found.
Conflict note (if any): —

AI_4 — tech description/architecture/versions (1/0)

AI_4 (decision): 0
Claim (one line): No Tier‑1 tech description of the AI component (model/architecture/versions) was found.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): The documentation describes the L2 and the tokenomics, but does not provide a tech description of an AI module.
Conflict note (if any): —

Onchain necessity

OC_1 — contracts/addresses/chain (1/0)

OC_1 (decision): 1
Chain: Ethereum
Addresses/identifiers: SFI ERC‑20 token: 0x7636d8722fdf7cd34232a915e48e96aa3eb386bf
Evidence: Tier‑1 — https://etherscan.io/token/0x7636d8722fdf7cd34232a915e48e96aa3eb386bf
Why sufficient / why not (one line): There is an onchain artifact on a public network (the token).
Conflict note (if any): —

OC_2 — onchain beyond just a token (1/0)

OC_2 (decision): 1
What useful logic is onchain: L2 operations (transactions/smart contracts), tokenization fees, network fees (per the Tier‑1 description).
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): Tier‑1 describes the functionality of the network/fees and nodes, i.e. onchain = not just “the token exists”.
Conflict note (if any): —

OC_3 — onchain is critical (1/0)

OC_3 (decision): 0
“Replace the blockchain” test: not established (a Tier‑1 formulation of criticality is absent).
Evidence: Tier‑1 — https://docs.singularityfinance.ai/
Why sufficient / why not (one line): Under the conservative rule — 0 without proof that “without the blockchain the product breaks down”.
Conflict note (if any): —

Token necessity

TK_0 — no token (1/0)

TK_0 (decision): 0
Claim (one line): The project has a token, SFI.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): Tier‑1 directly describes SFI as the native utility token of the network.
Conflict note (if any): —

TK_1..TK_4 (1/0)

TK_1 — payment for the service (1/0)

TK_1 (decision): 1
Claim (one line): SFI is used to pay network fees (transactions and execution of smart contracts) and other network fees.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): Tier‑1 directly states “used to pay for all Network Fees”.
Conflict note (if any): —

TK_2 — incentives/collateral/penalties (1/0)

TK_2 (decision): 1
Claim (one line): SFI is used for staking/nodes (network security) and the distribution of rewards from the incentives pool.
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): Tier‑1 describes staking, node operation, delegated staking and rewards.
Conflict note (if any): —

TK_3 — governance (1/0)

TK_3 (decision): 1
Claim (one line): SFI holders vote on upgrades and the distribution of incentives (governance rights).
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): Tier‑1 explicitly describes the governance rights of SFI holders.
Conflict note (if any): —

TK_4 — token is replaceable (1/0)

TK_4 (decision): 0
Claim (one line): The replaceability of the token is not established; Tier‑1 describes the token as a native element of the network (fees/staking/governance).
Evidence: Tier‑1 — https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility
Why sufficient / why not (one line): TK_4=1 requires a justification that the token can easily be replaced without loss of meaning.
Conflict note (if any): —

Evidence (table)

Tier	Source	What it proves
Tier‑1	https://docs.singularityfinance.ai/	Tier‑1 description of the L2 project and positioning around the “AI economy” (intent).
Tier‑1	https://docs.singularityfinance.ai/tokenomics-and-utility/token-utility	Tier‑1: utility of the SFI token (fees/staking/governance), burn+incentives pool.
Tier‑1	https://docs.singularityfinance.ai/background/merger	Tier‑1: Singularity Finance is a new entity formed by the merger of Cogito Finance, SingularityDAO and SelfKey (checked 2026-09-24).
Tier‑1	https://docs.singularityfinance.ai/tokenomics-and-utility/token-merge-and-allocations	Tier‑1: token merge (SDAO/CGV/KEY → SFI; SDAO 1:1, CGV 1:0.14122, 800 KEY = 1 SFI), initial supply 241,215,846 and additional mint up to a total supply of 500,000,000 (ratios checked 2026-09-24).
Tier‑1	https://singularityfinance.ai	Tier‑1: merger dates — announcement on 2024-10-15, the SDAO holder vote on 2024-12-09…13, start of the first migration phase on 2025-02-06 (checked 2026-09-24).
Tier‑1	https://docs.singularityfinance.ai/tokenomics-and-utility/token-merge-and-allocations/allocation-and-distribution	Tier‑1: distribution/vesting of SFI (allocation & distribution, vesting schedule).
Tier‑1	https://docs.singularityfinance.ai/tokenomics-and-utility/sfi-nodes/details	Tier‑1: nodes/staking incentives and goals (verifier nodes, fraud proofs, governance participation).
Tier‑1	https://etherscan.io/token/0x7636d8722fdf7cd34232a915e48e96aa3eb386bf	Onchain fact: the SFI ERC‑20 token on Ethereum.
Tier‑1	—	No Tier‑1 source for claim “a specific working AI component (a model/agents/inference)” was found.